Investments
Explore new avenues of growth and capitalize on opportunities with our strategic investment services. Whether you're a seasoned investor or just starting out, our team offers expert guidance to help you achieve your financial goals.
Investments
Explore new avenues of growth and capitalize on opportunities with our strategic investment services. Whether you’re a seasoned investor or just starting out, our team offers expert guidance to help you achieve your financial goals.
Why mutual funds?
- Management by experts
- Easy liquidity
- Convenience in investing
- Products to suit all objectives
- Power of compounding
- Well regulated industry
- Relatively lower costs
When is the right time to invest?
- The right time to invest is now. The longer the amount stays invested, the larger will be the corpus. This represents power of compounding.
- Systematic investments on a periodic basis brings discipline to investing.
- Every time the market falls, additional amount should be invested to take advantage of cost averaging.
Words of wisdom
“Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle
How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” — Robert G. Allen
“Courage taught me no matter how bad a crisis gets … any sound investment will eventually pay off.” — Carlos Slim Helu
In investing, what is comfortable is rarely profitable.” — Robert Arnott
Returns of Equity Mutual Funds via-a-vis other investment options
| Instrument type | Risk | Tax | 1 yr | 3 yr | 5 yr |
|---|---|---|---|---|---|
| Equity MF* | Very High | Long Term > 1 yr -10% | 15.46% | 32.75% | 14.35% |
| Debt MF** | High | Long Term > 3 yrs – 10% | 3.21% | 3.56% | 6.51% |
| Gold*** | Moderate | As per tax rate of individual | 11.59% | 10.96% | 12.55% |
| Bank FD | Moderate | As per tax rate of individual | 7.75% | ||
| PPF | Low | Tax Free | 7.1% |
* HDFC Flocused 30 (G). * ICICI Pru Long Term Bond (G). *** HDFC Gold Fund (G).
Returns of top Equity Mutual Funds
Source : Moneycontrol – March 14, 2023
| Scheme name | Category | AUM | 1 yr | 2 yr | 3 yr | 5yr | 10yr |
|---|---|---|---|---|---|---|---|
| HDFC Top 100 | Largecap | 22,139 | 8% | 10% | 23% | 10% | 13% |
| ICICI Pru Bluechip | Largecap | 34198 | 4% | 10% | 22% | 11% | 14% |
| HDFC Flexi Cap | Flexicap | 31672 | 13% | 15% | 28% | 13% | 15% |
| Kotak Flexi | Flexicap | 35775 | 4*% | 6% | 19% | 8% | 15% |
| HDFC Small | Smallcap | 14648 | 13% | 22% | 35% | 12% | 18% |
| ICICI Pru Small | Smallcap | 4618 | 8% | 19% | 33% | 13% | 16% |
| Kotak emerging | Midcap | 23962 | 8% | 13% | 27% | 13% | 19% |
| HDFC midcap | Midcap | 35009 | 13% | 15% | 28% | 12% | 19% |
What we have to offer
- Evaluation of the objective of the potential investor
- Matching the objectives with the various Fund products
- End to end assistance in onboarding and subscription to the funds
- Monitoring progress and providing MIS
- Recommending changes if any to the Funds
Credentials
- Chartered Accountant with over 25 years of work experience in Leading Multinational Corporates in operations, audit and finance functions.
- Head of Fund Accounting & Portfolio Management operations in a leading Multinational Fund House.
- Head of Audit of a Multinational Bank.
- Industry experience in Mutual Funds / PMS / Banks / Media & Consulting.